our challenge before the presentation happen

Assalamualaikum..
Last thursday , our Islamic Financial System subject was cancelled . So we went to the library for our last discussion before presentation. The Finanzieren has provided excellent cooperation for their teammate. But!! Unfortunately , our presentation was extended due to the next class because of time constraints :(. Urgh! its made us a bit dissapointed because we are the only  group left and we have do the best for  our presentation & we have made fully preparation. But we just accept "REDHA" maybe its our challanges :). Our director (Alif Aqmal) said "maybe its our challenges before achive a successful and the best things will come at the end of semester Insyallah".

This is our discussion when the class of Islamic Financial System subject cancelled😍

Last discussion guys ✨😀

After presentation 😇

Selling Debt To A debtor

Bismillahhirrahmanirrahim..
Our second assignment is about Selling Debt to a Debtor and Selling Debt to the Third Party . We didn't have any chemistry at first but  we tried our best to do this work together! We are having a lot of fun because we explore many information about this topic and Alhamdulillah everything went well & our fellows friends understand it.... Guys! did you know that all of this information we get from our senior, friends from different polytechnic & the most important is we call our parents and family members every night :) .......... The best experience is we got new knowledge about how to do a presentation using nearpod. Guyssssss, for the first time we use this application it was very hard to learn but we managed to use it. If you guys wanted to know more about how our presentation was it , check out in this below ,

 this is the apps that we used to present to our class . 

this is our topic on this presentation . And we put some explanation and the example :)

Bai Tawarruq

Assalamualaikum , this is our third project that we've work together . We discuss about Bay' Al Tawarruq . This is the topic that we must present on the next class . Unfortunately , we've never heard about this topic before and all of our team members are wondering what are this topic about.  After we got this topic from sir fakhrul , each of members play their role for  making this presentation more superb !!

The Introduction of Finanzieren

Assalammualaikum , first we wanted to talk about how our team FINANZIEREN started . Finanzieren have 5 members which is 4 girls and 1 boys 😂 . Its okay , he better than we thought. His name is Alif and the rest of 4 girls is Aira , Ilya , Ayuni and Putri . We actually didn't expected to put the name of finanzieren in this team but Alif got the idea and changed the finance in to the german language which is Finanzieren . 💖 So there we got the real name of our team . so this is our picture when we had discussion or assignment to do in the class or whenever .

intoduction of contract

INTRODUCTION OF CONTRACT by Finan zieren

So this is our second assignment , we learned about another way how to making mind map using mindmeister for the first time . For sure , it's harder than we thought especially when we are going to edit but we managed to handle it , so this is our mindmeister for introduction of contract . So if you guys wanted to try it out , i will put the link of mindmeister below 👇🏻

https://www.mindmeister.com/

islamic and conventional different

Let us first understand the major difference between Islamic banking and conventional banking system. Islamic banking is an Ethical Banking System, and its practices are based on Islamic (Shariah) laws. Interest in completely prohibited in Islamic banking. It is asset based financing, in which trade of elements prohibited by Islam are not allowed. For example, you cannot take a loan for a Wine Shop. On the other hand, Conventional Banking is an Un-Ethical Banking system based on Man-Made Laws. It is profit-oriented and its purpose is to make money through interest.

Now, let us review some major differences between Islamic banking and conventional banking systems:

THE DIFFERENCES BETWEEN ISLAMIC AND CONVENTIONAL BANKING.

CONVENTIONAL BANKING:

-money is a commodity besides medium of exchange and store of value.
-time value is the basic for changing interest on capital
-interest is charged even in case the organization suffers loses by using banking funds
-while disturbing cash finance, running finance or working capital finance, no agreement for exchange of goods and service is made
-conventional banks use money as a commodity which leads to inflation


ISLAMIC BANKING:

-money is not a commodity through it is used as a medium of exchange and store of value
-profit on trade of goods or changing on providing service is the basic for earning profit
-islamic bank operates on the basic of profit and loss sharing
-the execution of agreement for the exchange of goods and services is a must, while disturbing funds under murabahah, salam and istisna contracts
-islamic banking tends to create link with the real sectors of the economic system by using trade related activities. since the money is linked with the real assets therefore it contributes directly in the economy development.

Finanzieren

Assalammualaikum and hello ... Here we will introduce our team of members in Finanzieren Teams . 

Okay , i would like to introduce from the right person 

Name : Nur Athira Binti Saifullizan 

Age : 18 years old 

Blood : B 

Height : 151cm 

Position in Finanzieren : Idea Writers 

 Name : Alif Aqmal Bin Muhammad 

Age : 18 years old

Blood : O

Height : 176 cm

Position in Finanzieren : Director

Name : Norayuni Nazirah Binti Norisam
Age :18 years old
Blood:O
Height : 147cm
Position in Finanzieren: Writers

Name : Nur Ilya Hannah Binti Musal
Age : 18 years old
Blood : B+
Height : 150cm
Position in Finanzieren : Editors

Name : Nur Irfanisa Puteri Binti Asrizal
Age :18 years old
Blood : O
Height : 146cm
Position in Finanzieren : photographer